The first step to finding the best talent for your company involves writing a compelling and alluring job description. This description will provide candidates with in-depth details about the position you seek to fill as well as your company, so it is only fitting that your description showcases a high degree of uniqueness and professionalism. This can be difficult to achieve, especially if you lack writing experience, but by following a few guidelines and tips, you can greatly simplify the process. If you are struggling to write a cohesive and dynamic job description, let the Mortgage Loan Officer Job Description Sample below serve as a template for your own.
Mortgage Loan Officer Job Summary
The mortgage loan officer will be responsible for attracting mortgage customers and completing loan processing and closing tasks. He or she will also be expected to develop close business contacts with a diverse group of consumers and supervise less-experienced staff members. The person in this role should have extensive banking and customer service experience.
Mortgage Loan Officer Job Responsibilities and Duties:
- Assists bank with meeting mortgage and human resource objectives by hiring, training, and counseling employees.
- Adheres to mortgage loan standards and laws
- Implements and contributes to various strategic plans and reviews
- Identifies ways of improving mortgage loan system
- Provides thorough and accurate budget information on an annual basis
- Monitors expenditures and decides on proper corrective actions
- Generates new loan applications using customer service skills
- Develops close relations ships with members of the real estate community
- Makes sales calls to potential customers
- Approves or declines loans using a variety of consumer lending and credit tools and criteria
- Maintains and stores large amounts of highly sensitive financial data and information
- Assists other bank employees with tasks as needed
Mortgage Loan Officer Skills and Qualifications
- Excellent interpersonal and customer service skills
- Ability to communicate in an effective and professional manner
- Prior experience working in a banking environment
- Knowledge of auditing process
- Comfortable utilizing financial software programs
- Strong analysis and organizational skills
- Willingness to adhere to confidentiality rules
- Able to independently make decisions
- Ability to excel in a driven and team-oriented financial environment
For almost 100 years, First Financial Bank has provided the community with exceptional banking and financial services. Our clients are our top priority, and we offer an enormous selection of services that will appeal to people from all walks of life. Whether you want to apply for a mortgage, or simply open a checking account, our knowledgeable and friendly banking professionals will be able to assist you. We are a premier bank, and we won’t stop working until you meet or exceed all of your financial goals and more.
What to Include in Your Mortgage Loan Officer Job Description
Writing a spectacular job description is easier said than done, and many people simply don’t know what information to include. How detailed is too detailed? Is there such a thing as being too honest? If you have ever asked yourself these questions, the information below will help you decide what to include in your posting, and what to leave out.
Job Title & Summary – Have you ever seen a job description that lacked a clearly defined title? If you answered yes, you know how frustrating it can be to have to sift through vaguely named positions. Before you begin the writing process, be sure to come up with a name that accurately describes the functions and nature of the position. After you do this, write a brief summary (no more than 2 to 3 sentences) describing the purpose of the job.
Skills & Qualifications – It is nearly impossible to attract qualified candidates if you neglect to include this information in your description. Be sure that interested applicants have a thorough understanding of the type of skills that they will be expected to possess. You may want to include the years of experience that will be needed to perform the job, as well as the level of education that you desire.
Responsibilities – Include no less than five, but no more than 10 tasks that a candidate will be expected to perform if he or she is hired. You should also include the amount of time that the candidate will spend on each task. This will help candidates envision themselves in the role, and decide whether or not they will enjoy the daily responsibilities associated with the job.
Company Overview – A company overview will provide jobseekers with a comprehensive snapshot of your company and its values. A strong emphasis should be placed on culture, and you should be sure that applicants understand what type of company they will be working for. You can also include any other relevant company information such as the number of employees, history, and organizational structure.
SEO – When a candidate searches for a job, he or she will use a variety of relevant terms that are included in your job description. When these terms are entered into a search engine such as Google or Bing, results that contain these terms, or keywords, will be displayed. By adding relevant keywords in your job description, you can drastically increase your chances of getting noticed by eager jobseekers.
Adding an encouraging “call-to-action” can also increase your chances of success and enhance the effectiveness of your job description. This call will encourage interested candidates to immediately apply to the job.
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Writing Your Mortgage Loan Officer Job Description: Dos and Don’ts
Writing a job description requires employers to understand the needs of jobseekers. If you are still having trouble understanding what candidates are looking for, you may want to consider employing the following tips.
• Do include salary and benefits information if you are allowed. This will help “weed out” unqualified applicants since salaries usually rise and fall with experience and education levels.
• Do include a geographic location. This is basic information, and it will ensure that you only attract candidates who are capable of coming to your workplace.
• Do include recruiter contact information. This information will be important in the event that an applicant needs to contact you with a question or concern.
• Don’t use impersonal or intimidating language. Cold, unemotional language will only intimidate jobseekers and make the position seem boring.
• Don’t overload your description with keywords. This can make your description harder to find if a jobseeker utilizes a search engine.
• Don’t focus on unimportant or unnecessary details.
A well-written Mortgage Loan Officer Job Description will capture the attention of jobseekers and ensure that they understand the main points of the job.
Writing a Job Description Best Practices
- The sample above is an excellent example of what an effective and appealing job description should look like. It is intended to help you write your own, but if you need a bit more guidance, you are not alone. The tips below will provide you with additional description-writing advice.
- Do include a location. If your job description does not contain a location, you may end up receiving a tidal wave of applications from individuals outside of your targeted area. Be sure to always include the state, city, and general area where the position will be located.
- Do use keywords in your description. Keywords will help your job listing appear first if a candidate enters certain words into a search engine, such as Yahoo or Google. If your description contains too many or too few keywords, it may be difficult to find.
- Do proofread your job description. No one wants to post a description that contains numerous misspelled words or grammatical errors. If you neglect to proofread your description before posting it, you could potentially seem uneducated or unprofessional.
- Don’t create a vague or unclear title. When you are writing a title, be sure that it matches the position you are looking to fill. If your title is too specific, you may alienate potential applicants. If you use abbreviations, be sure to include them alongside the actual professional title.
- Don’t include irrelevant information. When it comes to an effective job description, it is best to stick with the main facts. Excessive information can confuse and annoy candidates, and make it difficult to distinguish between important and unimportant details.
By studying the Mortgage Loan Officer Job Description Sample above and employing these simple, yet effective tips, you will be able to craft a description that will entice and excite applicants.