An open enrollment period is a space of time, typically on a yearly basis, in which workers are permitted to make changes to their current benefit plans or to choose something new. The specific time in which the open enrollment period takes place varies from business to business, as it is determined by the benefit companies with which each employer has chosen to partner. However, if either an individual’s employer does not offer certain health benefits or the person works independently, he or she is also afforded an open enrollment period in which to purchase plans online through insurance exchanges created by the Patient Protection and Affordable Care Act.
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