Short-term disability is a common benefit that gives employees a temporary source of income whenever they become injured or ill. Because the disability benefit is a short-term one, the employee is expected to return to work after a specific amount of time has passed. While short-term disability sounds much like workers compensation, the major difference between the two is short-term disability covers illnesses and injuries that don’t occur on the clock. For instance, an employee can use her or his short-term disability benefit for an accident that takes place before or after work. Serious injuries and illnesses that require more recuperating time might call for long-term disability, if the benefit is available.
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